Joanne McKeage

Celebrate the good life in this exquisite 5Brm, 5.5Ba pool home plus 2 offices...

Joanne McKeage — Tue, 23 Feb 2010 20:35:00 GMT

Celebrate the good life in this exquisite 5Brm, 5.5Ba pool home plus 2 offices... Warm yet sophisticated, dramatic yet a serene retreat! Designer decorated home featured in FLORIDA ARCHITECTURE and UNIQUE HOMES magazine. Conveniently located in prestigious gated 'Emerald Isles Estates' in Davie, Florida.

Upon entering, one is surrounded by a warm envelope of pearwood and macassar ebony, richly layered textures, warm tones, floor-to-ceiling wood paneling, innovative finishes and materials that span the gamut from the refined to the exotic.

The owners are high-profile personalities who desired a private, quiet sanctuary. Through the expansive picture windows and from the two covered patios, you will relax while enjoying views of lush tropical landscaping, lake, the 16x50 foot pool with jacuzzi, waterfall, and even a fire pit. To the far right of the house is a child's delight of a playground.

This one-story home has an open floor plan, 6,700 air-conditioned square feet, was built in 2006 using the highest-quality finishes in lighting, electrical, plumbing and architectural elements. Boasting volume ceilings, hurricane impact glass throughout, a chef's kitchen with all of the best in equipment, and beautiful marbles and granites. Consisting 5 bedrooms, 5.5 bath, theater, 2 offices, 2 covered patios, 2 extra wide garage with circular driveway and room for multiple cars.

Conveniently located at 1782 SW 132nd Way, in the prestigious west Davie gated community of Emerald Isles Estates, this unique residence sits on a sprawling 35,000 square foot lot. This property is being offered at $2,100,000. MLS: F1038657. For more information please view this property in Featured Listings or contact Joanne McKeage, Coldwell Banker, (954)592-0441.

Renters Insurance... Why it is recommended

Joanne McKeage — Mon, 15 Feb 2010 16:06:00 GMT

Renters Insurance, and why it is recommended. Are you renting or planning to rent? A many number of vacant properties are being put on the market for rent until they are sold or until the real estate market recovers, and as more properties sit empty because of the tough economy, landlords have had to lower rents. So what should you do with the money you are saving... Buy renters insurance!

A landlord's insurance does not extend to your belongings. The landlord's policy covers the structure and walls, not the dwelling inside. Some landlords may have some liability insurance incase of accident but not always therefore the tenant should most definately have liability insurance if the Landlord does not and even if he does. Renters insurance will also cover the replacement of you TV, computer, jewelry and other possessions in the event of a fire, natural disaster or theft. Add up how much it would cost to replace everything in your apartment or home from clothes and electronics to furniture and kitchen supplies. If you do not have enough in savings to cover the cost then you need renters insurance.

It is easy to get renters insurance and not expensive either. You can get online quotes in minutes for renters insurance from companys you know and trust. www.netquote.com is one of many site where you can quotes for renters insurance. Most major insurers offer renters insurance policies. If you have car insurance, check with that provider first as insurers often give a discount if you bundle you coverage. Renters insurance generally covers damage to your belongings from fire, smoke, theft, vandalism and more. Check your policy for a complete list. There are two kinds of coverage: cash value, which pays what it costs to replace your belongings, and replacement cost, or what it will cost you today to replace your items. The premium for a replacement cost policy is typically 10 percent more than actual cash value but it is usually worth it. Most cases, your renters insurance will also cover additional living expenses if you have to move out temporarily becuase of fire or a storm. And you are covered for damages to other people or property.

The cost of a renters insurance policy will depend on how much coverage you will need and want. Make a list of your belongings and their value. Such an inventory list will come in handy should you need to file a claim too. You should also collect receipts for high ticket items or have the detailed information such as a TV's model number. If you write your own list, keep a copy elsewhere, such as your office. The Insurance Information Institute offers free software at www.KnowYourStuff.org to help you create and store your inventory.

Lastly a higher deductable will lower the cost of your annual premium but make sure that you can afford to pay what the deductible is, which is the amount you have to pay before the insurance kicks in. For any question you may have do not hesitate to contact me at joanne.mckeage@floridamoves.com

Condo For Sale in Fort Lauderdale Downtown, great views of river & city skyline

Joanne McKeage — Wed, 30 Dec 2009 22:27:00 GMT

Short Sale, Great opportunity!

• 820 sq. ft. A/C, 1 bath, 1 bdrm apartment "22nd Floor - Great One Bedroom" - MLS® $229,000 - 22nd Floor, Superb Views

Condo for same in Fort Lauderdale Downtown, Great views of river & city skyline - APPROVED SHORT SALE! This is a steal! Beautiful 22nd floor condo in the prestigeous 'Watergarden'. Spectacular views of the 'New River' & downtown Fort Lauderdale city skyline. Large balcony. Well-kept & charming. Appointed with granite tops in kitchen and bath, elegant cabinetry & blinds, open floor plan, full-size washer/dryer in unit, floor to ceiling windows in living room and bedroom, large master with 2 large closets, roman tub in master bath and more. The Watergarden is one of downtown Fort Lauderdale's new luxury high-rises with 5-star amenities and services: 24 hr valet, front desk & security, concierge, theater, gym & spa, pool & jacuzzi on one acre grounds with fountains & gardens, conference room, business center, library, clild play area and more. Priced to sell NOW! Sale/commission will be subject to 3rd party approval.

Property information

What makes one home's value plummet when a similar home in a similar neighborhood remains stable?

Joanne McKeage — Tue, 20 Oct 2009 19:38:00 GMT

What makes one home's value plummet when a similar home in a similar neighborhood remains stable? That is the million dollar question in real estate. Data show that home values can vary depending on the neighborhood, the age of the home, location/lot desirability and the economic stability of neighbors. No neighborhood is immune to this housing downturn, but some neighborhoods are suffering more than others.

In general, areas that had minimal decreases have been around for some time and were not as susceptible to investors. Even in those neighborhoods, however, there are exceptions.

In many neighborhoods also the less expensive homes are hit the hardest. It's not just the age of the neighborhoods that contributes to value changes. It is also relatively low prices in certain areas that attracted investors. Like every neighborhood though, it all boils down to when you purchased. If you bought during the housing boom in 2005 and 2006, you're likely upside down and owe more than your home is worth. If you bought before then, you may still have some equity.

End is near for Tax Credit

Joanne McKeage — Wed, 02 Sep 2009 18:33:00 GMT

First-time home buyers looking to take advantage of a tax credit need to watch the clock. People should have negotiations settled by mid-October at the latest if they want to close on the sale by the deadline to qualify. First-time buyers can get a fereral income tax credit of as much as $8,000 for homes purchased before December 1, 2009. That means sales must close by November 30th.

It can take 45 to 60 days from the time you get approved for a mortgage to the day you close on the sale. To speed a home purchase along, it's best to be pre-approved for a loan before you start house hunting. And expect a rush of last-minute applicants to create a lacklog for mortgage companies and potential lenders.

The home must be in the U.S. and must be the buyer's principal residence for at least 3 years. To get the full credit, married couples filing jointly must have a modified adjusted gross inclome of $150,000 or less, while single filers must make $75,000 or less. For more information, visit WWW.IRS.GOV

Single Story Home For Sale in Rolling Hills, endless golf course & lake views

Joanne McKeage — Wed, 05 Aug 2009 18:07:00 GMT

Priced to Sell

• 2,680 sq. ft. A/C, 3Bdrm, 3Bath plus office single story "Triple Split, Open Plan" - $549,000 - Desirable Davie Community

Rolling Hills, Davie - Fabulous pool home with endless golf course, lake view in prestigious 24 hr gate/guarded Lake Estates at Rolling Hills. Perfect Davie location just off University Drive, close to all shopping, dining, top rated schools & universities. Triple split, open floor plan, 3 bedroom plus den/office (4th bedroom) and 2 1/2 car-garage. All bedrooms have their own bath and linen closets. This elegant home boasts large tile throughout entire house, accordian shutters, large pool deck, closet organizers. Master bath boasts jacuzzi roman tub with separate shower, large his/hers vanity, 13' high ceilings in living areas, 10' ceiling in master bedroom. Kitchen features 42" high cabinets, corian counter tops, center island, undercabinet lighting and extra large pantry. Freshly painted and elegantly landscaped. Must see this lovely home. Priced to sell! Low maintenance of $186 includes basic cable, alarm monitoring & 24hr gate-guarded.

Property information

How to Use the $8,000 First-Time Home Buyer Tax Credit

Joanne McKeage — Wed, 13 May 2009 15:40:00 GMT

The first-time home buyer tax credit, which Congress in February increased to $8,000 from $7,500, eliminating the repayment requirement, is an incentive you'd expect consumers to be clamoring over. But many buyers who are prime candidates for the credit aren't even aware of it. President Obama signed the economic stimulus package in Denver, CO which includes a gift for first time homebuyers - $8,000 (or 10% of the home's value, whichever is less) on their 2008 or 2009 taxes.

Here are the details:

REFUNDABLE: The credit is refundable, meaning tax filers see a refund of the full $8,000 even if their total tax bill - the amount of withholding they paid during the year- was less than that amount.

PURCHASE DATE: To qualify for the credit, the purchase must be made between January 1, 2009 and November 30, 2009. Buyers may not have owned a home for the past three years to qualify as "first time" buyer. They must also live in the house as their primary residence for at least 3 years, or they will be obligated to pay back the credit.

PAPERWORK: Applying for the credit will be easy - or at least as easy as doing your income taxes. Just claim it on your return. No other forms or papers have to be filed. Taxpayers who have already completed their returns can file amended returns for 2008 to claim the credit.

INCOME RESTRICTIONS: To qualify, buyers must make less than $75,000 for singles or $150,000 for couples. (Higher-income buyers may receive a partial credit.)

THIS IS A TRUE TAX CREDIT: For example ifyour taxes are $10,000 you would only have to pay $2,000, and if your taxes were only $6,000 you would receive a $2,000 tax rebate.

*** Breaking News*** - On May 12, 2009, the secretary of the US Department of Housing and Urban Development said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a downpayment. There is no doubt that this is a great benefit to home buyers. And don't forget... the tax credit is set to expire November 30th.

This information is deemed accurate but not guaranteed, before you act based on this information be sure to consult your own tax preparer.

Stage your home, on a Budget... And You Will Get Results

Joanne McKeage — Mon, 27 Apr 2009 20:24:00 GMT

Before listing a property for sale I stress to my sellers of the importance of doing everything they can to show their home at its' best. This is key to getting your property sold quickly and get you the most for your home. Here are some simple and inexpensive tips:

To make your closet look larger you must declutter, not just move the boxes out of the closets but also don't forget about the hanging clothes. Remove the clothes you wear only once in a while. If the closet still looks stuffed, remove more.

A great and inexpensive way to add a bed to a vacant bedroom is to arrange boxes into the shape of a bed, then dress it up with nice bedding.

Close all the drains, sinks, and tubs. Close all lids on all the toilets; close the closet doors and let all the sun in. Buyers love to walk into a light and bright house!

Create a focal point by picking the most visible corner and put a large plant there or decorative basket with a bit of greenery in or around it. You can also set a spot light behind it so it lights up the leaves and throws a nice shadow on the wall. It really makes a difference in a person's perception of the space.

Be sure that the living room furniture is positioned for conversation as well as entertainment. Potential buyers should be able to easily envision sitting in a space where they can talk without having to move a chair or turn completely around.

Place flowers in the kitchen to bring a sense of caring and pride of ownership. And for the bathrooms, get sone decorative hand towels, candles and so forth to add a little pizzazz.

Remove all personal photos. Buyers tend to stop and see who lives there, which takes them away from seeing the home's attributes.

Freshen pet areas and make sure there are no pet oders.

Replace the lightbulbs with brighter ones and make sure that all lightbulbs are working. Again inexpensive and easy.

Tighten any loose doors or cabinets, put new knobs if there are any missing. Fix things that need fixing and touch up paint where needed.

Freshen up the landscaping, trim overgrown shruberry, trees and put fresh mulch in plant beds.

How can you tell a bad foreclosure from a good one?

Joanne McKeage — Thu, 16 Apr 2009 15:18:00 GMT

How can you tell a bad foreclosure from a good one? There are a great many deals for buyers and investors. But making a sound purchase can be tricky. Buyers need to be wary of unpaid liens, including mortgage debt, property taxes, construction loans, home equity lines of credit, and possibly a second or third mortgage. Any or all of these financial obligations could become your responsibility when you purchase a property in foreclosure. Unless the property goes through a foreclosure auction and becomes a bank-owned REO, the outstanding foreclosure liens and fees could be simply transferred to the new owner.

A buyer looking for a good investment should generally avoid neighborhoods with many foreclosures, particularly newer subdivisions in overbuilt areas. Investors will be tempted to buy foreclosures in these areas because they offer the biggest discounts, but they also carry the most risk of further depreciation. Look in well established neighborhoods with good schools and transportation. Work with a knowledgable realtor who has expertise in the areas you are interested in who can advise you about the neighborhood so you will have the information you need to tell a bad foreclosure from a good one!

Call me for all your real estate needs. I have been helping people call South Florida home for over 15 years!

Joanne McKeage

Direct: (954)592-0441

joanne.mckeage@floridamoves.com

COLDWELL BANKER RE, INC.

We are making progress toward recovery

Joanne McKeage — Fri, 03 Apr 2009 16:43:00 GMT

There has been healthy debate about the stimulus package signed into law by President Barack Obama in mid-February. Although there is not one cure for the economic ills we are facing, there's one point which we all agree and that is that in order to get the U.S. economy back on track, we need a stable housing market. That means reducing inventory. And with the good news from government reports in March stating that sales of newly constructed homes rose unexpectedly in February rebounding nearly 5% after sinking to the lowest level or record in January, we are seeing that we are beginning to be on the right track to reducing inventory. Also the U.S. Census Bureau reported that new home sales rose 4.7% to a seasonally adjusted annual rate of 337,000 in February from a revised 322,000 in January. It was the first increase since July. The March 25th report was the latest in a series of better-than-expected readings on the housing market.

In other good news, for 2009 the loan limits for FHA, Fannie Mae, and Freddie Mac loans have been raised to $729,750 in high-cost areas. The tax credit has been raised to $8,000 with no payback, making it a true credit. And interest rates have come down 125-150 basis points.

Apart from the new stimulus bill, the administration has committed $50 billion from Troubled Asset Relief Program funds toward foreclosure mitigation, and the U.S, Treasury has doubled its commitment to buy mortgage paper from Fannie Mae and Freddie Mac. These actions should help reduce foreclosures and keep interest rates low.

Here in the Fort Lauderdale area my fellow realtors and I have seen a most significant increase in buyers ready, willing and able to make their home purchase in the last 3-4 months. Research shows that home values appreciated 26.5% on average for the 20-year period from 1980 through 2000. In the six years that followed, average appreciation was 89%. Prices are now adjusting to the inconsistent and unsustainable growth that occured during the first 6 years of this decade. In other words, the market is not on the decline. Rather, it is moving toward stability, which will mean healthier markets in the future.

Apartment For Rent/Lease in Americas On The Park

Joanne McKeage — Mon, 30 Mar 2009 06:00:00 GMT

Completely Furnished

• 2,000 sq. ft., 2 bath, 2 bdrm apartment "Mid-Rise Condo on Intracoastal" - MLS® - Rent Incl. all Utilities!

Americas On The Park, Fort Lauderdale - Seasonal or Annual Rental! Lovely fully furnished model condo with breathtaking unobstructed Intracoastal & Park views. Beautifully appointed. All oversized rooms! All tiled. Featuring high-end maple cabinetry in gourmet kitchen, corian counter tops, wine chiller... Floor to ceiling sliding glass doors to enjoy North/East/West views & impact windows throughout. 2 large master suites plus a den/junior suite (2 queen beds in one suite and a king in other suite). All utilities included in rent. Spectacular location and only 2 blocks from Fort Lauderdale beach. Guard house/secure entry.

Property information

Apartment For Rent/Lease in Fort Lauderdale Downtown

Joanne McKeage — Mon, 30 Mar 2009 06:00:00 GMT

Superb Resort-Style Condominium

• 1,180 sq. ft., 2 bath, 2 bdrm apartment "In High-Rise Condominium" - MLS® $2,500 USD Monthly - Fully Furnished & Perfect

Fort Lauderdale Downtown, Fort Lauderdale - Stylish 2 bedroom condo, completely furnished & turnkey. Available until Nov. 31st 2009. In prime location and very desirable 'Watergarden'... in the heart of Las Olas; shopping, dining & entertainment, next to the New River. If only the best will do! Lower floor but really nice unit with tropically landscaped views and some river views too. Beautiful cabinetry & granite in kitchen and baths. Washer/dryer in unit, floor to ceiling windows. Superb resort-style amenities and services: full service gym/spa, pool, theater, business center and more.

Property information

1410-347 N. New River Drive E. in Fort Lauderdale Downtown is Sold!

Joanne McKeage — Thu, 05 Mar 2009 06:00:00 GMT

Fort Lauderdale Downtown, Fort Lauderdale - The apartment at 1410-347 N. New River Drive E. has been sold.

Property information

Apartment For Sale in Fort Lauderdale Downtown

Joanne McKeage — Sat, 31 Jan 2009 06:00:00 GMT

Really priced to sell!

• 1,470 sq. ft., 2 bath, 3 bdrm apartment "Luxury High-Rise" - MLS® $489,000 - Picture Perfect condo

Fort Lauderdale Downtown, Fort Lauderdale - Sophisticated 3 bedroom 2 bath condo with 2 parking space in most desirable downtown Fort Lauderdale - Las Olas luxury Hi-rise. Stroll Las Olas & the New River. Enjoy floor to ceiling views of city skyline, ocean and river. This immaculate unit offers large neutral tile in living areas (carpet in bedrooms), closet organizers, frameless tub & shower enclosures, elegant cabinetry & granite tops in kitchen and baths. Master bath with his & hers vanities. Laundry room, walk-in closets in master suite. Two large balconies to enjoy spectacular views.

Resort style amenities and services including 24hr front desk & valet, concierge, theater, heated pool & jacuzzi, full service gym, business center and more.

Best of all it is priced to sell.

Property information

3888 Spanish Oak Point in Rolling Hills Lake Estates is Sold!

Joanne McKeage — Sat, 24 Jan 2009 06:00:00 GMT

Rolling Hills Lake Estates, Davie - The single story at 3888 Spanish Oak Point has been sold.

Property information